Exca™

SERVICES

Health Insurance | Visa | Study

HEALTH INSURANCE

Protect yourself with the best!

We compare several providers to ensure you get the best deal!

WHICH HEALTH COVER DO YOU NEED?

Australia’s health system is one of the best in the world! If you are visiting Australia and hold a temporary visa you should consider taking out Overseas Visitors Health Cover (OVHC). If you need to visit a doctor or stay in hospital while you are here you could find yourself responsible for the full cost of treatment, which can be very expensive.

In some cases you may be required to take health insurance as part of your visa conditions – for example, students are required to take Overseas Student Health Cover (OSHC). Applicants for working visas, such as subclasses 482 (Temporary Skill Shortage) or 485 (Temporary Graduate), are required to take OVHC that meets certain requirements. Other visitors may also
be required to take OVHC.

Student Visa

OSHC

Begin a career in the world of Business, we can help you develop a solid foundation in the fundamental principles of the business environment. ​ ​

Working Visa

OVHC

If you are an applicant for a working visa, including subclass 482 and subclass 485, we can purchase Overseas Visitors Health Cover to meet your needs.

Other Visa

OVHC

If you do not have any form of Medicare benefits or you have reciprocal Medicare benefits, we can purchase Overseas Visitors Insurance for you.

If you have an interim (usually blue) or full (usually green) Medicare card, you can purchase Australian residents' private health cover.

Any Visa with 8501 Condition

OVHC

We can purchase Overseas Visitors Health Cover to meet your needs.

Australian Visa

We will find the right Visa for you, and help you get it!

WHICH VISA IS RIGHT FOR YOU?

Permanent Residency

Subclass 186, 187, 189, 190

People can become a permanent resident of Australia in different ways. Three common ways of becoming a permanent resident are through gaining:

✅ a family-stream permanent visa
✅ a work-stream permanent visa
✅ business or investor-stream permanent visa

We can check that you meet the criteria and apply for you. If your visa has a “no further stay” condition attached, you cannot stay in Australia beyond the period specified in your visa in order to apply for permanent residency.

Student

Subclass 500

Visit Australia to participate in a course of study. With this visa you can::

✅ participate in an eligible course of study in Australia>
✅ travel in and out of Australia>
✅ work up to 40 hours every 2-week period once your course starts>
✅ work 40 hours per week on Masters and PhD courses This is a temporary visa to study up to 5 years. The type of course and its length will determine the length of stay.

Tourist

Subclass 600

With this visa you can:

cvisit family or friends
✅ be here as a tourist
✅ make general business or employment enquiries on a Business Stream
✅ You can study or train for up to 3 months in total on this visa. But if your main reason for travelling to Australia is study, a student visa might be more appropriate.
❌ You can’t work on this visa.

Employer Sponsored

Subclass 482

This visa enbles you to work for employers who need to fill labour shortages by bringing in skilled workers, and their family. The 482 Short Term Stream allows you to stay up to 2 years. The 482 Medium and Long Term Streams allow you to stay up to 4 years and can lead to Permanent Residency. You must:

✅ have an approved sponsor offering a work contract for you to work and stay in Australia
✅ have the right skills to do the job
✅ meet the relevant English language requirements

Partner

Subclass 801, 820

This visa lets the de facto partner or spouse of an Australian citizen, Australian permanent resident or eligible New Zealand citizen live in Australia. In most circumstances, you must be the spouse (married) or de facto partner of an:

✅ Australian citizen
✅ Australian permanent resident or
✅ eligible New Zealand citizen

Other Visa's

Subclass 101, 155, 187, 485, 489

The visas mentioned above are just a few of the available Australian visas. Please contact us using the Enquire Now button for information on any other visa subclass.

STUDY

Our Study options are endless, there truly is something for everyone!